If you're a real budgeter, it's already being looked at a year in the future."

I am a prudent budgeter."

A passionate backpacker and ferocious budgeter, Che was a proto-independent traveller, a guerrilla of the gap year - always analysing his experience, questioning his tourist soul.

Over the years, the paper has had various names, including "The Budgeter", "The Family Budgeter", and "The Budgeteer Press."

Among the first people he hired, as chairman of Hibernia's bank subsidiary, was Mr. Masilla, a former Peat Marwick auditor who quickly moved into the role as chief budgeter and financial planner for the bank.

Kenny's mother, Wilona, who comes from Alabama, is a confident planner and an expert budgeter; his playful and hard-working father, Daniel, is proud of the Ultra-Glide record player he buys for the "Brown Bomber," the family's 1948 Plymouth.