But the environmental companies cannot get insurance to work in the war zone.
They can get insurance then and pay up by 65.
"You can no longer wait until the last minute to get insurance," he said.
But he says that should not put people off getting insurance.
"Then I don't know how you would go about getting insurance."
"Now you tell me: What was the point of getting insurance?"
"How do you get insurance to pay for them to stay?"
First thing I asked her is has she got insurance.
However, you may be able to get insurance to cover this risk.
In many cases it is impossible to get insurance for staff and students.