It is not clear how fast competition will force insurers nationwide to adjust liability rates by model.

The city, the report said, could save at least $76 million by negotiating the rate or forcing insurers to bid competitively for the city's business.

By forcing insurers to enroll more chronically ill people, the bill would raise premiums for everyone else.

You cannot force insurers to sell unprofitable policies, or force consumers to buy overpriced ones.

Competition is likely to force other insurers to follow suit, or risk losing high-profit car owners to rivals that do adjust their rates.

Played a key role in forcing European insurers to honor unpaid Holocaust-era claims.

And by limiting increases in health insurance premiums, the Government would force insurers to keep reducing all costs, including those of drugs.

That system is scheduled on April 1 when a new law, meant to force commercial insurers to accept all customers, takes effect.

So I'm all in favor of forcing private insurers to compete more with public programs.