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It was also the first Clearing Bank to offer an interest-bearing cheque account, in 1982.
Ease of access to money has been transformed recently with the introduction by building societies of cheque accounts.
Eight years had passed since the introduction of cheque accounts.
Business Banking products and services include business lending, cheque accounts, credit cards, investments, merchant services, payment services and insurance.
Interest on credit balance either in the cheque account or in an associated deposit account.
If interest is earned in a separate account from the cheque account I would expect automatic transfers to keep the cheque account at an agreed limit.
Under Chief General Manager Clive Thornton, new types of savings accounts were introduced as well as a cheque account.
Transfer of funds to a cheque account can be easily implemented after adequate notice.
There were no cheque accounts, no building society cash machines and the 90-day account and Tessas were still some years off.
Instead, Wilby left the Midland Bank in Barnsley with a £2,500 cheque account, which he used to buy a car.