The company has increased its emphasis on retail banking in recent years.

Retail banking is services provided to small businesses or individuals.

But analysts say the bank must also reduce costs and find a way out of its problems in retail banking.

Of course it would help to divide the investment and retail banking.

You really shouldn't be let get away with this - using the products of retail banking to justify yourself.

"It's a smaller organization, focused around the business of retail banking, which is what I do well."

In addition, Kandarian has also moved the company away from retail banking.

The retail banking and commercial lending units were sold for $350 million.

The strongest performance in this area came from retail banking, where earnings rose 54 percent.

The vacancy is a chance to think again about what kind of retail banking Britain needs.

By pushing its way into that set, Chase would be moving even further away from consumer banking.

It is also jumping on the boom in consumer banking.

He had been the executive vice president in charge of consumer banking.

"There's a strong opportunity for consumer banking when you focus on consumers and small businesses more effectively than larger commercial banks can," he said.

But when it comes to consumer banking in Asia, he has earned the respect, even the envy, of many competitors.

But the bank's earlier attempts at consumer banking, in Europe, were largely unsuccessful.

Despite these losses, the company said its consumer banking and insurance businesses continued to do well.

The new Frankfurt office will deal primarily in corporate financing rather than consumer banking.

He has expanded in areas with more predictable earnings, like consumer banking.

But they are crucial for consumer banking, especially in large cities where competition is most intense.