Most economists, meanwhile, say rates will stay about where they are at least through the end of the year.

The low rates may stay there for another month before they begin creeping up again, industry analysts say.

I wish rates could stay where they are, or even go down.

In the past ten years, the rate has stayed around 23 percent.

But short rates will probably stay in a trading range.

If so, short-term rates may stay at current levels for a bit longer.

"I think rates could stay at 1% or below for several years yet," he added.

"What the numbers mean," he said, "is that interest rates will stay at low levels."

Actually, Accord's industry could make money so long as the top rate stayed below fifteen percent.

People are worried about how long rates will stay down.