If convicted, Cadet Englebrecht, 22, could face life in a military prison, dismissal from the Army and forfeiture of all pay and benefits.

If the bank is convicted, it faces fines and forfeiture of assets.

For those crimes, Sergeant Simpson is facing a dishonorable discharge, total forfeiture of all pay and allowances and up to 32 years in prison.

If he is found guilty at a court-martial, he could face dismissal from the Army, forfeiture of pay and 101/2 years of confinement.

If convicted, each defendant faces a maximum sentence of 15 years in prison and a $250,000 fine, as well as forfeiture.

Mr. Alessi, 83, also of Sea Cliff, faces 38 years in prison, fines of $700,000 and forfeiture of $12,100.

Mr. Scola, 71, of Huntington Station, L.I., faces 33 years in prison, $825,000 in fines and forfeiture of $10,700.

Any house breaking that rule faces permanent forfeiture of its access to Guild ships.

He faces up to 10 years in prison and up to $1 million per count, as well as forfeiture of assets.

The cars and trucks of those who were convicted faced automatic forfeiture, but those who request a trial could face proceedings that last months or years.