He remembered paying taxes on the pickup at some point but didn't remember details of his payment history.

This is interpreted rather broadly and includes any part of an individual's medical record or payment history.

Banks and other lenders have long bought information like a person's payment history or debt load to assess a loan's risk.

Fair Isaac looks at a summary of all your credit accounts and payment history.

About 35 percent of the score is based on payment history.

A payment history reflects how consistently a person has paid his or her accounts on time.

The borrower must be current on the mortgage at the time of the refinance, with a good payment history in the past 12 months.

It should be able to provide a detailed payment history at no charge, he said.

A payment history is available online for six months, offline for seven years.

"How am I going to come up with a value for my loan even though my payment history may be good?"