Leading lenders were last night warning they may not be able to pass on any further rate reductions to mortgage holders.
The scent of failure was death to further sales or credit, and the mortgage holders were suing by 1886.
There are other signs that the mortgage holder is preparing for potential problems.
Under the deal, mortgage holders have to take out house insurance with approved council agents.
A council spokesman said mortgage holders were offered a choice of insurance companies.
His home was mortgaged and the mortgage holder is taking possession of it.
Audience members included small business people and mortgage holders.
Next year is expected to be critical for commercial mortgage holders.
What changes can be made in the program to make it work more efficiently - for homeowners, mortgage holders and taxpayers?
Lenders will be on hand to provide one-on-one information to mortgage holders about what options are available to them.
