They made an offer on a new home together.

When it's time to make an offer on a home, the broker can point out ways to structure your deal to save you money.

For one thing, there is nothing, other than good faith, to prevent those children from using the money to make a down payment on a home or pay off debts.

ONCE upon a time it seemed to take a king's ransom to make a down payment on a home.

So before making the ultimate decision on a new home, just run a check over your budget and see how the new house or flat would affect it.

It would take him a year or more before he would have enough money to make a down payment on a home.

They just have better things to do with their money, he said, than make a down payment on a home or pay the principal on the mortgage.

He also made a large down payment on a home and took flying lessons.

And because it is possible to make a dramatic impact on a home with more creativity than cash, he does not turn down jobs because they are too small.

Similarly, a Texas family made an offer on a home in Wilton, Conn., without going there.