The soft cycle in my view has ended, and insurance prices are going to have to rise.

Over the last year, insurance prices for many homeowners in Florida have jumped at least 20 to 40 percent, on top of several previous increases.

The Gordons had expected the stronger house would get them a break on their insurance prices.

Basic insurance prices for postal services would rise to $1.35 from 85 cents.

But consumers would be better off, they say, if insurance prices were more consistent.

The higher insurance prices are taking effect immediately for many commercial customers as, toward the end of the year, renewals come up.

Such a plan, the department says, may increase insurance prices outside poor areas.

The big upswing in commercial insurance prices has been clear since the terror attacks, when the industry lost $50 billion.

Why are insurance prices going up and services going down?

But analysts say they do not believe that commercial insurance prices have peaked, as the sale might suggest.