They'll not be indemnity plans as we have had in the past.
Until now, the state has paid the full cost of benefits for state college employees enrolled in traditional indemnity plans.
On average, managed care plans cost just over $4,000 per employee last year, about $800 less than the average indemnity plan, according to the survey.
Had most of its customers been enrolled in indemnity plans, Oxford would have suffered a far worse fate.
With lower-cost employees leaving the indemnity plan, the per-capita cost of employees remaining in it rises.
Everyone agrees that traditional indemnity plans are history, even though consumers are demanding an unrestricted choice of doctors.
Some people with traditional indemnity plans do not realize that they may be responsible for these balances.
With traditional plans, also called indemnity plans, participants sometimes pay for benefits they do not use.
Moreover, the inflation rate in managed-care plans has been no less than for traditional indemnity plans.
Are more workers covered by indemnity plans or HMOs?