Facing final demands for payment from landlords or threats from disgruntled business partners, Brown would simply pack up in the middle of the night and disappear.

The Ropaigealachs did not receive the letter from Barclays, with a final demand for payment, warning the property would be sold, because they were having it renovated and were away.

The additional methods available once Decree has been obtained and a final demand for payment issued, which is known as a Charge, are a petition for sequestration or liquidation of the debtor.