Her lapse in coverage is part of a broad nationwide cutback by H.M.O.'s that took effect on Monday.

Some public-health experts yesterday called the closings the first salvo in a hospital industry austerity drive that will result in a broad cutback in all outpatient services, increasing reliance on emergency rooms.

Insisting that such retrenchment would mean broad cutbacks in personnel and production budgets, Ms. Bogart refused.

Xerox is eliminating 20 percent of its white-collar jobs, and TRW announced broad cutbacks.

The Roman Catholic Archdiocese of New York announced broad cutbacks that are likely to lead to the closing of six financially failing parish elementary schools.

The company negotiated a three-year contract with the union before reopening the plant, which closed in 1984 as part of a broad cutback by Corning.

Having bid it up 1 7/8 on Monday after the company announced broad cutbacks including the abandonment of its catalogue, they pushed it back down 1 5/8 yesterday, to 49 1/8.

Last year, the company eliminated 2,500 jobs as part of military contractors' broad cutbacks in the wake of Pentagon budget cuts.

As part of broad cutbacks announced yesterday, Pfizer will phase out its Brooklyn manufacturing plant over the next two years, eliminating 600 jobs.

The waiting time for getting action on a citizenship application took a leap about three years ago, when anti-immigration sentiment in Congress led to a broad cutback in Federal benefits for noncitizens.