People can switch plans at the end of each year without penalty.

The Sunday morning talk shows on the major networks hastily switched plans, too.

But it kept going up - to $388 in 2004 and $440 for 2005, when she switched plans again.

Fortunately, if beneficiaries are dissatisfied with their initial choices, they can switch plans every year.

You may also see a delay in premiums being withheld if you switch plans.

A $10 increase in monthly contributions raises the probability that a worker will switch plans to 25 percent from 5 percent, the foundation said.

With office space in demand, some developers switched plans.

Of course, a company can switch plans and make the new one less rich, but that is a separate issue.

Finally, some beneficiaries who switched plans are still having premiums for the original plan withheld.

Medicare beneficiaries could switch plans twice a year.