First, determine what you'll need to contribute to reach your retirement goal.

Second, review your retirement goals from time to time and compare them to how much money you've accumulated.

That may appear to be prudent, but it is hard to meet one's retirement goals by earning just 3 percent annually in a money market fund.

The amount of stock funds you can tolerate may not necessarily match what's recommended to reach your retirement goals.

You are presented with a series of portfolios containing different kinds of investments and the probability of meeting your retirement goals through each one.

With little or no charge, the sites project whether retirement goals can be met.

Ms. Sturm is in much better shape, though far from where she should be to meet her retirement goals.

Age, family status and retirement goals will all help determine the type of investment.

The company provides work sheets to help customers build investment strategies based on their risk tolerance, time horizon and retirement goals.

You avoid tax penalties and you keep your long-term retirement goals on track.