New Jersey adopted a no-fault system in 1972 to help reduce lawsuits and premiums.

In 1986, Congress created a no-fault system to compensate people injured by childhood vaccines.

But now rates are shooting up again in many states - some with no-fault systems and some without.

The bill increased benefits for accident victims under the new no-fault system.

New Jersey's insurance costs are high because of its flawed no-fault system.

The no-fault system provides medical benefits and lost wages to anyone injured in a car accident.

The second suit introduces high litigation costs into an otherwise no-fault system.

The penalties in a no-fault system may not be enough disincentive for them to give the needed treatment.

Nineteen years after Massachusetts enacted the first such law, only 14 states have true no-fault systems.

Virginia and Florida have experimented with limited no-fault systems for medical injury.