In low-lying areas south of town, people have seen all this before.
Officials said they did not expect the water to reach low-lying areas of the city's business district.
They say that only 30 percent of residents, mostly in low-lying areas, have any running water.
In the low-lying areas, the prices range from $75,000 to $120,000.
But in poor, low-lying areas without ready access to high ground, how much can warnings help?
Key West received several feet of water in the low-lying areas and flooded homes.
Most people, even in low-lying areas, do not buy federal flood insurance.
Low-lying areas of the city, particularly those near the coast, were flooded.
In some low-lying coastal areas the water rose three to five feet above normal levels.
It's important that those in low-lying areas can get to higher ground.