The software was supposed to allow the bank to track its lending activities.

You only have to look at the lending activity of the 42 members in our national association," he said.

These and other new offices allowed the bank to expand its larger-scale commercial lending activities.

Even today, he said, in the midst of a recession, "the middle-market lending activity has held up very well."

This means that banks are no longer allowed to create new money in the form of credit in connection with their lending activities.

But after deregulation in 1982, the regulators had trouble keeping up with the explosion in new lending activities.

There are a number of reasons why banks might suddenly stop or slow lending activity.

(a) of this title and whose lending activities are not subject to regulation by any Federal or State regulatory agency.

Some bankers and their representatives said today that in return for more lending activity, they would expect more understanding from the regulators.

Between 2005 and 2006, the AfDB's lending activities increased by more than 30 percent to $3.4 billion.