Financial planning is usually a multi-step process, and involves considering the client's situation from all relevant angles to produce integrated solutions.

Over the past few years, however, the most pressing issue for small businesses has been finding a single integrated solution that can manage their office.

Nevertheless, the individual divisions work together in one market sector to produce synergies which make it possible to provide integrated solutions.

Cities are very complex, so you have to create integrated solutions," Mr Goss says.

We're really looking for a total integrated solution that is interoperable between vendors and works with what we already have.

Industry analysts and competitors have also expressed doubts about Addepar's goal of creating one complete, integrated solution.

Some observers interpret this to mean that they view the two-state solution as a stepping stone to a more integrated long-term solution.

We believe it is vital to develop measures which help to reduce, recycle and reuse urban and industrial waste by means of rational, integrated solutions.

The company was established in 1997, when two multi-million pound supply chain companies put a joint proposal together to produce a complete and integrated solution.

Her approach to conflict was to embrace it as a mechanism of diversity and an opportunity to develop integrated solutions rather than simply compromising.