The result could be the end of insurance pools as we know them.

The group helped create the state's first municipal insurance pool.

The Clinton plan provided that only companies with more than 5,000 employees should be allowed to form their own insurance pools.

So far, 15 states have health insurance pools for high-risk consumers.

In this article, we'll take a look at high-risk health insurance pools to get an idea of how they work.

"They're the healthiest, and we need them in the insurance pool to help lower costs."

The insurance pool appears to have operated without incident for a number of years.

The House bill would encourage states to set up insurance pools or other arrangements to cover such people.

These measures eliminated the contribution of the federal government to the insurance pool.

He also asserted that no one would want to be left without the bargaining power of an insurance pool.

When those who go without are forced into the insurance pool, they raise the loss experience level and have an upward impact on rates.

However, more than 30 states have taken steps to help by establishing high-risk insurance pools.

Medical savings accounts will only lead to further fragmentation of the insurance pool.

Pedestrians, by the way, would automatically get $1 million coverage from an insurance pool.

States could satisfy the requirement by setting up health insurance pools for their citizens.

They want to add young, healthy members to their insurance pools to spread the cost of caring for the sick.

Here's a list of states with high-risk insurance pools and (very important) their waiting periods.

He was forced into the state insurance pool for doctors who cannot get insurance.

It "fragments the market and picks people out of the big insurance pools we are trying to build," she said.

And he would encourage small firms to form large insurance pools, but fails to force their participation.

In addition, the Administration says, it would weaken the insurance pools if many companies chose not to participate.

Allowing younger, healthier families to buy into the insurance pool would lower premium costs for all Americans.

Some states offer an insurance pool to residents who are unable to obtain coverage because of a health condition.

For them, state-run high-risk insurance pools are supposed to be the answer.

Any American in a community-rated insurance pool will be able to enter the federal employee health benefits plan.