Once storm waters have receded, there are several things homeowners should consider regarding their septic systems.

In similar cases, a homeowner would consider allowing a foreclosure to go forward or even filing for bankruptcy protection.

"It's simply the level at which we recommended further testing be done and the homeowner consider taking some remedial steps," he said.

"We are betting that homeowners will consider the community a year-round destination," he said.

Most homeowners consider cleaning the gutters to be the worst chore in the house.

Real estate experts say homeowners should also consider the type of buyer they want to attract.

Many homeowners are considering insurance that makes mortgage payments in case of an involuntary job loss.

The homeowner should consider using hardwood nosing in place of carpet.

Either way, the savvy homeowner will consider the tax implications before signing the loan agreement.

Some homeowners, they said, particularly those who reap profits from their violations, consider the occasional summons a cost of doing business.