But then the federal government redrew its flood maps.

Flood hazard areas are designated on flood maps prepared by the federal government.

A small amount, like flood maps, comes from state and federal agencies.

One problem was the flood maps, which had not been updated in more than a decade and no longer reflected the true danger.

Check the Environment Agency's flood map to find out if your home is at risk (www.environmentagency.gov.uk).

Use our flood map to find out if you are at risk of flooding from the rivers and sea.

Although people can rebuild without the federal flood maps today, many homeowners may well decide that the risks of rebuilding are too great.

Note that in some cases, the new flood map may actually result in a lower premium than grandfathering rates.

A more detailed explanation to help you understand the flood map shown above.

Answers to commonly asked questions about the flood map.