Tables 9a and 9c - some consumers do now believe that inflation is relevant to their credit decisions.

"A million and a half credit decisions are made daily, based on credit bureau reports," he said.

They're concerned about the bottom line, about making good, sound credit decisions.

To provide service and to compete for sales, paper work and credit decisions must be processed as quickly as possible.

Exchange appropriate, historical and current factual information to support the process of independent credit decisions.

The need of credit information system was increasingly felt in order to enable informed credit decisions and aid fact based risk management.

When making a credit decision, a bank or a microfinance institution cannot fully identify a client's potential for repayment.

If only a few institutions make a few bad credit decisions, the effects could be devastating and worldwide.

As with any credit decision, there was always a lag between decision and outcome.

But, they said, Congress made clear that it did not want lenders to use medical information in making credit decisions.