It writes and enforces bank rules, conducts bank examinations, monitors and reports on markets, as well as collects and tracks consumer complaints.

They have suggested that while the F.D.I.C. pays attention to the ailing institutions, bank examinations would be left unattended.

J. M. McMullen, vice president of Moody's, said he did not know the results of bank examinations in Florida.

The capital assessment is part of the supervisory process and thus subject to the same framework used for bank examinations or bank holding company inspections.

New guidelines to make bank examinations less tough and to encourage banks to make more loans have been announced.

However, banking supervision or bank examination was not specifically highlighted in the ordinance in the Ordinance.

The stock sold for about $5 a share before the publishing of the results of a bank examination in September 1985, which disclosed heavy losses at United Oklahoma.

He took steps to make it easier for banks to challenge those bank examinations that were considered too tough and discouraged lending.

A second case referred to the Justice Department involved an allegation of a prohibited loan made to a Fed official involved in bank examination.

"The message got through, and for several years the bank examination amounted to little more than a pleasant encounter."