Diners Club (0 820 82 05 36, 0 800 22 20 73)

The only disadvantage: just one card, Diners Club, is accepted.

To create this product Diners Club had to get two groups of customers on board.

The phone codes are beating out Diners Club four to one.

What percentage of those charges Diners Club would retain was not disclosed.

Banking analysts estimated that an average commission for Diners Club was about 2 percent.

Under the program, employees receive bills from Diners Club and pay the credit service company directly.

Diners Club and other bank and credit card programs quickly followed.

These stores had to enter an agreement with Diners Club, and pay a fee to the company.

"A quarter for your thoughts if you accept Diners Club?"