Many people who do use credit would prefer not to.

Can I use personal credit or charge cards to support my business?

There are two main measures of how consumers use credit.

Bees make the right decisions, and they don't use credit.

And since the bank began using credit scoring, only four loans have been written off.

Some people are reluctant to use credit, while others quickly wind up in debt.

Using credit in today's society is a symbol of sensible financial management.

All tables are available at the start of play, but some require you to use credits.

When poorer people do use credit, mail order is the key source for them.

But others wonder whether Europeans would use easier credit if they had it.