Indeed, sometimes the reaction goes beyond the deploring stage to outright rejection of the prepackaging.

For example, Bennie's, a 65-year-old family-owned market, cuts meats to order (no prepackaging), does not mist the lettuce and roasts beef and chicken daily for takeout lunches.

"Most of these credits are a prepackaging of old programs, circulated by the lending countries for their own domestic purposes," said Denis Kiselyov, chief of the analysis unit at the World Bank offices in Moscow.