Fidelity and others apply the load you paid on the old fund when you ask to switch to a new one.

Others insist that fee increases are just a question of catching up for older funds.

The largest chunks of the two older funds are in the pharmaceutical/hospital and technology areas, each accounting for 12 to 15 percent.

The Papps continue to add to the three largest holdings of the two older funds.

Keep in mind, to begin with, that old mutual funds seldom disappear, even if they have performed poorly.

In the last decade, those two, the two oldest funds, made money every year.

A new study has found a different problem in the way Morningstar compares young and old funds.

Both funds have relatively short durations, about five years, partly because they are older funds.

These are the oldest fund of Maliki legal literature to have survived.

But the two older funds together received less money than they had in the year before while the fund for the memorial took in $260,000.