From 1940 to 1990, the money was used mostly for mortgage loans.

The interest only mortgage loan was created for people who are paid by commission.

As a result, he said, banks would be less willing to make mortgage loans.

That is, few close, keep, and service the mortgage loan.

An operating line of credit to a business will have a higher rate than a mortgage loan.

The wife and kids, the mortgage loan, the car payments.

The bank made 614 mortgage loans over the last three years in the Bronx for a total of $65 million.

The market for mortgage loans grew by a staggering 40 percent last year.

New Century specializes in mortgage loans for people with credit problems.

It also has mortgage loans that will be outstanding for many years.

In turn, that could limit the money available for mortgage lending.

"There is no evidence of significant discrimination in mortgage lending," he said.

He said bonus money had been a significant factor in mortgage lending.

A couple of years ago it began to move into consumer financing and mortgage lending.

That would lead us ultimately away from residential mortgage lending.

More than that, they will have to compete harder to keep their place in mortgage lending.

The lack of mortgage lending was still acting as a drag.

However, they remain the largest single source of residential mortgage lending.

What has improved - by accident - is mortgage lending.

Building societies offer banking and related financial services, especially mortgage lending.