Another possible change would alter the estimate of how much interest the fund will earn.

Thus the fund earns more tax-free interest than would have been possible otherwise.

Louis Barnes, the club's chief financial officer, told the board that the fund might earn the club $1 million a year within five years.

In the year ended June 30 the fund earned $1.8 billion, and slightly more than half of those profits were from the stock market.

Schools usually invest these funds to earn interest, which is rarely passed back to the library.

The fund has earned 17.4 percent a year over the last decade.

Started in 1994, the fund has earned 15.02 percent this year through July 31.

The differences were based on what each thought the fund would earn in interest over a long period.

Money that the funds would have earned, had they been forwarded properly, must also be paid in full.

Now, the fund has once more earned a prominent place on the performance charts - this time, at the bottom.