Davis wrote that his most important work during the session was bank reform.

For example, there has been a big bank reform, which looks reasonable on paper.

And bank reform, possible according to the Coalition only after this Parliament, but not before.

"The tough times may force Taiwan to tackle bank reform."

The year began with the Administration's elegant 300-page blueprint for bank reform.

One of the foreign experts working on bank reform said even his staff does not trust banks.

But few economists think that fiscal stimulus and bank reform alone are enough.

But if she then said the words "bank reform" many would have to suppress a yawn.

As such, she has fought an often lonely campaign to impose meaningful bank reforms.

But bank reform, to be effective, must be radical because the banking system needs support.