The study said AIDS-related deaths could account for more than 20 percent of the claims against some insurers.
Due to improved prevention and treatment, AIDS-related deaths among children around the world are declining.
But there was some negative news: the number of AIDS-related deaths increased slightly to 2,028 last year from 1,978, the first rise in five years.
Those figures are a striking contrast to the 181 AIDS-related deaths in 1996 and the 258 the year before.
AIDS-related deaths have taken a heavy toll on teachers, contributing to the closure of more than 100 primary schools between 1996 and 1998.
The group stopped touring upon Mercury's AIDS-related death in 1991.
It said AIDS-related deaths among addicts from 1982 to 1986 were 150 percent higher than previously reported.
She did it to remember people who have gone before their time, basically in AIDS-related deaths.
AIDS-related deaths totaled 1,774 last year, down nearly 10 percent from the year before.
There, lower fertility coupled with AIDS-related deaths could result in a declining growth rate, the survey found.