01-04-18: The goal: Assemble a collection of stocks, bonds, mutual funds, and real estate that generates annual income at the lowest possible risk. Today's Stocks & Topics: Retirement, The January Effect, Reasons Why You Should Go for Gold, Pluses & Minuses of Stocks, NEE - NextEra Energy Inc., SBRA - Sabra Healthcare REIT Inc., XXII - 22nd Century Group Inc., PPC - Pilgrim's Pride Corp., GLD - SPDR Gold Shares, LRCX - Lam Research Corp., MU - Micron Technology Inc., CVX - Chevron Corp., BIDU - Baidu Inc.