Investors need to think about how they’ll generate income in retirement, ultimately, and what kind of risk they want associated with that income.

Today's Stocks & Topics: Current Economic Data, Tiger Global, Banks, MSFT - Microsoft Corp., MU - Micron Technology Inc., SO - Southern Co., FNV - Franco-Nevada Corp., Oil Stocks, SPYV - SPDR Portfolio S&P 500 Value ETF, IUSV - iShares Core S&P U.S. Value ETF.

Justin's PERSPECTIVE looks at the price history of crude oil and the potential lessons for investors.