It’s helpful to think of estate planning as a process, rather than something that’s one and done and begins and ends in an attorney’s office.

Today's Stocks & Topics: Buying a House in Los Angeles, Retirement Savings for a Baby Boomer, STLD - Steel Dynamics Inc., PYPL - PayPal Holdings Inc., Social Security and Taxes, D - Dominion Energy Inc., MOS - Mosaic Co., November Jobs Report, LUMN - Lumen Technologies Inc., Municipal Bonds, Sell KOS - Kosmos Energy Ltd. and Buy XOM - Exxon Mobil Corp., CRSP - CRISPR Therapeutics AG.

Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Silver, Oil and Gasoline.