Reduced-interest loans that come from and are guaranteed by the government.

The incentives offered by the three companies, which include rebates and reduced-interest loans, are roughly comparable, although Chrysler alone is offering no-interest loans.

Justice Cohen, in his defense, denied receiving interest-free loans or having any agreement with Mr. Lee but said he had received reduced-interest loans.

Public financing aids In certain models for communal social economic purposes, public financing aids in the form of reduced-interest loans or investment grants can be availed of in addition to private-sector capital and equity.

From a utilitarian 30-by-30-foot office on Fulton Street in Lower Manhattan, Ms. Kayman, 44, and seven employees mine the maze of federal, state and municipal programs that provide tax exemptions and abatements, reduced-interest loans, job training grants and energy cost discounts.