Culinary experts say it is a hard market to break into.

That makes it a hard market for outsiders to crack.

"It's difficult being the woman out front in two of the hardest markets, oil and rail."

As a result, it will be a much harder market in which to compete."

If you started to see that, you would have had a much harder market.

It is a hard market at the moment.

"That means we are going to have good, choppy, hard markets.

Analysts remain divided over whether such a "hard market" is in the offing.

Many brewers call New York City a hard market to break into.

It managed to win 60% of market share in Thailand after a hard market fight with the previously leading brand, Singha.

"It's one of the hardest markets to watch because it's one of the hardest countries to watch," Mr. Porter said.

The thing is, a "coffee culture" already existed in France, Spain, Italy etc before the birth of Starbucks - so it's a harder market to crack.

But by Saturday, when the doors opened at 48th Street and 12th Avenue and large crowds blew through, the jumble sale betrayed the price tags of hard market pressure.

In this hard market for theatre, the only plays that can compete with song-and-dance shows are classic revivals and, even before his personal medical drama might have encouraged it, Ayckbourn was exploring his backlist.

Hard Market to Define The children's market is hard to define since many adults also use baby shampoos and lotion, but industry experts estimate that it has grown by at least 10 percent a year over the last three years.

- Especially due to the changing economic framework, there is often a danger of discrimi-nation (the so-called discrimination of natives, i.e. German craftsmen have a disadvantage over the other European craftsmen because of the hard market access).

However, this is somewhat unrealistic, as if underwriters do not write business in a soft market (i.e. at cheap prices for the customer), it will be hard to win this business back in a hard market due to loyalty issues.

Issuance continued to increase through 2007, despite the passing of the post-Katrina "hard market," as a number of insurers sought diversification of coverage through the market, including State Farm, Allstate, Liberty Mutual, Chubb, and Travelers, along with long-time issuer USAA.