Its accident and health insurance revenue last year was $314.1 million.

The purpose of the company was to provide accident and health insurance to railroad industry employees.

A referendum on accident and health insurance was held in Switzerland on 2 October 1890.

Voters were asked whether they approved of a federal resolution on amending the constitution with regards to accident and health insurance.

It commenced operations as a general insurance company on 2 January 2005, restricted to accident and health insurance.

The new health-insurance law allows purchasers of long-term-care insurance to take the same tax deduction as for accident and health insurance.

In November 1949, accident and health coverage was added, with group accident and health insurance being written for various trade associations and employer groups.

Colonial Life offers disability, life and supplemental accident and health insurance policies in 49 states and the District of Columbia.

Continuing operations consist of financial services and specialty retailing and financial services including life, accident and health insurance, mutual fund sales and management and mortgage banking.

Insurance brokers play a significant role in helping companies and individuals procure property and casualty (liability) insurance, life insurance and annuities, and accident and health insurance.

Despite its troubles, in 2000 Aon bought Reliance Group's accident and health insurance business, as well as Actuarial Sciences Associates, a compensation and employee benefits consulting company.

Certain employee benefits, generally including accident and health insurance premiums and some life and long-term-care insurance premiums, up to $5,200 a year of undergraduate tuition reimbursement and child or dependent care up to $5,000 a year.

In 1919, Stone built the Combined Insurance Company of America (a company providing accident and health insurance coverage) and by 1930 he had over a thousand agents selling insurance for him across the United States.

"Most people don't understand the complexities of their insurance claim coverages, or do they know how to effectively communicate with insurance companies," said Ms. Gallo, a former insurance industry executive with more than 20 years' experience in accident and health insurance.

He said A.I.G., which was founded in China in 1919, had struck a deal with the People's Insurance Company of China, the largest insurer in China, to sell A.I.G.'s accident and health insurance throughout the country.

In addition, Section 74(c) excludes "employee achievement awards" for length of service or safety achievements, Section 79 excludes group term life insurance benefits provided by an employer, and Section 106(a) excludes accident and health insurance coverage provided by an employer.

In 2008, ACE purchased the accident and health insurance provider Combined Insurance Company of America (founded by W. Clement Stone in 1919) from Aon Corporation for $2.56 billion and the high net worth personal lines business of the Atlantic Companies.

But in August 1991, through a letter to "all insurers authorized to transact accident and health insurance in New York," the state announced that insurers offering travel policies under the liberal part of the law would have to begin submitting their policies to the department within 30 days of putting them on the market.

Employee benefits is a broad term that could include major medical coverage for employees, accident and health insurance, dental, employee health benefits plans, executive compensation, health insurance, life insurance, medical reinsurance, pension funding, prescription drug coverage, retiree benefits, self-funded policies, short-term and long-term disability, stop loss coverage, and vision.