Hour 3: Aired on Wednesday, October 26, 2016

- Jason (Philadelphia) wants to get started on the plan. They've done $65,000 worth of stupid.

- Ian (Tucson, AZ) asks if they should sell the house or rent it out.

- Eliot (Salt Lake City, UT) is fired up to get out of debt, but his wife doesn't get it and won't change her habits.

- Gabriella (Midland-Odessa, TX) is thinking about buying her childhood home from her dad and wonders if she can afford it.

- Carl and Caryn (Houston, TX) give their debt-free scream. They paid off $144,000 in 35 months.

- William (New York, NY) is getting discouraged. How can he stay motivated?

- Dave shares the Scripture and quote of the day.

- Fabio (Kansas City, MO) is losing his military job soon. Should he use his severance to pay off debt? 

- Nancy (Lansing, MI) is 61 years old without much in the way of savings. Should she focus on getting the house paid off or save up for retirement?