Then they start a fire next door, and force you to buy fire insurance.

Within two weeks, companies had stopped writing policies for fire insurance.

The church, which has fire insurance, cost some $220,000 to build.

That is, only the owner of the house can take out fire insurance.

On the other hand, you can't get fire insurance for love or money.

I mean, hasn't he ever heard of fire insurance?

That's exactly the same as being able to buy fire insurance while your house is burning or, worse yet, after it has burned down.

Few of the hotels that were lost had fire insurance.

Such fires were so numerous, fire insurance was denied the town for several years.