While some parents may use loans and gifts to foster dependency among their children, others worry about creating it.

If appropriate mechanisms are available, households may use savings or loans with no net transfers from others over time.

For the Italian government, using loans to leverage the return of objects has several advantages.

The hospital, the town's largest single employer, is using federal loans to finance a $6 million expansion.

Thus, by the early 2000s (decade), Countrywide began using subprime loans.

But investor-owned utilities, which have been using incentive payments rather than loans, are backing off.

His group is using government grants and low-interest loans to build 35 houses in Newark.

A few have been vacant buildings that the company gut-rehabilitated, using private loans rather than institutional financing.

Investors can be the founders themselves, using savings and loans.

Congress has resisted many of the proposed sales because it wants to continue using such loans for social policy reasons.