Customers whose co-payment is above $4 are unlikely to use insurance, but pay for the drug out of pocket.
Some principal-protected funds use insurance to guarantee return of investors' principal.
And government would set the prices that doctors charge patients who use insurance to pay for these basic benefits.
Small businesses also use insurance to pay estate taxes and buy out the heirs of partners who die.
To get this kind of help in your home, you must either pay for it out-of-pocket or use long-term-care insurance.
Joseph Landais, 64, could use insurance for himself, his wife and three children.
If you use insurance provided through Cruise America the rate is $12 a day, with a ceiling of $336.
Under the Wyden proposal, most Americans would still use private insurance.
You've clearly never had to actually use insurance if your still spewing that nonsense thinking it's valid.
Institutions often stop using private supplemental insurance when they find that few customers have a high enough balance level to justify the additional cost.