Currently, it has about $24 billion in its loan portfolio.

"Even the president of a bank doesn't understand his own loan portfolio."

At the time, about 30 percent of its $1.3 billion loan portfolio, much in real estate and development, turned out to be bad.

"The financial risk here is much lower than a big commercial bank where you have to really dig into the loan portfolio," he said.

With about $600 million in assets, the bank has increased its loan portfolio by 93 percent since 1987.

"After all, we know more about this loan portfolio than anyone," he said.

Western Bank's loan portfolio is up 8 percent over last year.

The loan portfolio lost $75 million in the first quarter.

The agency's total farm loan portfolio is about $25 billion.

One bit of good news for Chase came in its loan portfolio.