"Just telling the consumer what he or she already knows sometimes does not pay big dividends."

The much bigger dividend gained by many members is time.

"If you've done a good job, you can expect it to pay big dividends."

That kind of grunt work can pay big dividends, they say.

This is one area in which Federal investment has paid very big dividends.

Another pointed out that the big dividend would help finance such an offer.

And just as with those wines, a little extra knowledge can pay big dividends.

Finding a program that works for you and sticking with it can pay big dividends.

The new interest in exploration has not yet produced big dividends.

If that is true, a more vigorous Federal research role might pay big dividends.