A major question is how much additional reserves are enough?

The charge and the additional reserves will cause the bank to post a loss for the quarter just ended.

But not all bankers or analysts agreed yesterday that additional reserves would be needed.

The company said additional reserves might be necessary to cover employee severance and other items.

They still need to prove additional reserves, specifically in eastern Siberia."

To be sure, the banks are likely to argue that additional reserves are not the best route at this point.

The bank said that write-offs and additional reserves against potential losses on loans to companies would rise to $1.4 billion in the third quarter.

He also virtually ruled out the possibility that Citicorp would set aside additional reserves this year against the bank's loans to third world countries.

About three months ago, real estate problems caused the bank to set aside additional reserves, which resulted in a $125 million loss for the third quarter.

Also, banks often announce write-offs when they are in fact taking additional reserves, which leaves bad debts on the balance sheet.

In the first quarter of 2002, the bank took $644 million in write-downs and additional reserves related to Argentina.

The European budget will have to be scrutinized line by line to see if additional reserves can be found.

Bank shareholders face skimpier returns because leading banks have set aside additional reserves for losses on third world debt.

The additional reserves were needed, the company said, because the weaker economy in New Jersey has increased the likelihood of losses on many loans.

Additional Reserves Q. Secretary Cheney, will you come and answer the question?

Two-thirds of the additional reserves, or $600 million, was for possible losses on the company's $4.5 billion of medium- and long-term loans to the third world.

Additional reserves of $675 million, which are being set aside in the third quarter, will bring Chubb's total reserve for Fibreboard to $1.25 billion.

"It may have been your additional reserves, Maeta, but I suspect it's just ordinary human good-old-times reaction," he said.

Wall Street analysts had said that Citicorp's move would put pressure on other money-center banks to set aside additional reserves for troubled foreign loans.

But Mr. McDermott added that the positive market reaction to the additional reserves demonstrated the long-term wisdom of the move.

Moreover, sponsors such as Damson and Petro-Lewis borrowed money at the prevailing high rates to buy additional reserves.

The bank added that at present it had adequate reserves to cover possible losses, but it said additional reserves might be needed if the economy worsened.

Next, additional reserves are expected to be accessible in the Silkstone Seam, which are anticipated to extend the life of the mine to 2019.

The International Monetary Fund is lending additional reserves to these governments in return for their pledges to reduce imports and tighten financial regulation.

On paper, two additional reserves were recommended to be set aside to augment Little Grassy River 35E: