Rather, there are individual insurance regulators in each of the 50 states.
At the same time, insurance regulators across the country began to focus on the crisis in the industry.
Insurance regulators in the states where he did business never fully caught on.
By spring of this year, insurance regulators were asking pointed questions.
But other insurance regulators and executives are uncomfortable with the idea.
"But you have to assume there will be intense pressure put on them by insurance regulators."
The merger is subject to the approval of insurance regulators in the two states.
The insurance regulators and their bosses, the states' governors, also have something to think about.
And it has been named as a defendant in lawsuits by two insurance regulators.
He has called for the state's top insurance regulator to be elected, rather than appointed by the Governor.
