The average Wall Street estimate expects corporate earnings to grow by 10% next year, but strategists at Morgan Stanley are forecasting flat corporate profits.

Today's Stocks & Topics: STZ - Constellation Brands Inc. Cl A, Retirement Plans?, EA - Electronic Arts Inc., OPEC oil prices, Company debt, Road to riches, T – AT&T, tech stocks-- buying dividend stocks or growth stocks?

TRIVIA QUESTION: "Looking at U.S. e-commerce penetration, as a percentage of TOTAL RETAIL sales, how do today's numbers stack up against the early days? In the "retail pie", what was the percentage of online sales in the year 2000-- and in year 2007?"

Plus: Key Benchmark Numbers and Market Comments for: Gold, Oil, Gasoline, Treasury Yields.