The problem many investors face is that their risk tolerance and risk capacity are not the same.

Today's Stocks & Topics: Brokered Certificate of Deposit, NGG - National Grid PLC ADR, When is a Good Time to Buy Stocks, AMD - Advanced Micro Devices Inc., EXG - Eaton Vance Tax-Managed Global Diversified Equity Income Fund, LYB – Lyondell Basell Industries N.V. Cl A, BFAM - Bright Horizons Family Solutions Inc., HESM - Hess Midstream Partners LP, PBI - Pitney Bowes Inc.