Dave gives practical advice on traditional IRAs, funding HSAs, starting a small business, investing with mutual funds, and how to stop living paycheck to paycheck. Also, Dave shares what surprised him about the millionaire survey. 

Featured Calls:

• Brittany: Roll my 401(k) into my husband's?
• Sherry: How should I take my pension?
• Steven: Pay an old bill with my HSA?
• Jeffery: Start a business while in debt?
• Another Steven: How to maximize compound interest?
• Crystal: Declare bankruptcy to clear my name?

Get Out of Debt:

• EveryDollar Budgeting App: https://goo.gl/j2acMb
• Envelope Systems: https://goo.gl/9DiojA
• The Baby Steps Bundle: https://goo.gl/qSUhwN
• Financial Peace University: https://goo.gl/Ui6MDT

Dave Also Mentioned:

• SmartVestor: https://goo.gl/W5QDi5